Privacy Policy

 Privacy Policy for M-Agent

Effective Date: November 25, 2025

Last Updated: November 25, 2025

1. Introduction

Welcome to M-Agent, a USSD automation application designed for Ghanaian mobile money agents. This Privacy Policy explains how we collects, uses, and protects your personal information when you use the M-Agent mobile application.

By using M-Agent, you agree to the collection and use of information in accordance with this policy. If you do not agree with our practices, please do not use the App.

2. Information We Collect

2.1 Personal Information You Provide

When you create an account with M-Agent, we collect the following information:

Name: Your full name for account identification

Email Address: Used for account authentication and communication

Phone Number: To identify your mobile number incase we want to contact you

Region Selection: Your selected region (not precise location) to understand where our services are being utilized

2.2 Information Collected Automatically

We may collect the following technical information:

App Usage Analytics: Through Firebase Analytics, we collect anonymous data about how you interact with the App to improve our services

Authentication Data: Firebase Authentication securely stores your login credentials

2.3 Information We Do NOT Collect

M-Agent does not collect:

Precise GPS or location data

Your mobile money PIN or passwords

Your transaction amounts or financial details

Photos, videos, or media files

Contacts or call logs.

3. How We Use Your Information

We use the collected information for the following purposes:

Account Management: To create and maintain your M-Agent account

Authentication: To verify your identity and secure your account access

Service Delivery: To provide USSD automation services for mobile money transactions

Analytics: To understand app usage patterns and improve user experience

Communication: To send important updates, notifications, or respond to support requests

Service Improvement: To identify and fix technical issues

Regional Analytics: To understand which regions are using our services for better support coverage

4. Accessibility Permission

4.1 Why We Need Accessibility Permission

M-Agent requires Android Accessibility Service permission to function properly. This permission allows the App to:

Detect Mobile Money USSD Codes: Automatically recognize when you initiate USSD sessions for MTN, Vodafone, or AirtelTigo mobile money services

Automate Transaction Flow: Navigate through USSD menus automatically on your behalf

Fill Transaction Details: Input transaction information without manual typing

Reduce Errors: Minimize human error in mobile money agent operations

4.2 What We Do NOT Do With Accessibility

We do NOT use accessibility permission to:

Access your passwords or PINs

Read your SMS messages or notifications from other apps

Access data from other applications

Monitor your activities outside M-Agent operations

Share or transmit your screen content to any third party

4.3 Security of Accessibility Usage

All accessibility operations occur locally on your device

No screen content or USSD interaction data is transmitted to our servers

You maintain full control and can revoke accessibility permission at any time through Android settings

5. Data Storage and Security

5.1 Where Your Data is Stored

Firebase Authentication: Your account credentials are securely stored using Firebase Authentication services, which use industry-standard encryption

Firebase Cloud: Account information (name, email, phone, region) is stored on secure Firebase servers

Local Device Storage: The App stores some data locally on your device for offline functionality

5.2 Security Measures

We implement appropriate technical and organizational measures to protect your personal information:

Secure encryption during data transmission

Firebase security rules to restrict unauthorized access

Regular security assessments

Limited employee access to user data

5.3 Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. You may request account deletion at any time.

6. Third-Party Services

M-Agent integrates with the following third-party services:

6.1 Firebase (Google)

We use Firebase services provided by Google LLC for:

Firebase Authentication: Secure user account management

Firebase Analytics: Anonymous usage statistics and app performance monitoring

Firebase's privacy practices are governed by Google's Privacy Policy, available at: https://policies.google.com/privacy

6.2 Future Integrations

We may introduce additional features in the future:

In-App Purchases or Subscriptions: For premium features (not currently active)

We will update this Privacy Policy before implementing any such features.

7. Data Sharing and Disclosure

7.1 We Do Not Sell Your Data

RANDY TECHS does not sell, rent, or trade your personal information to third parties for marketing purposes.

7.2 When We May Share Information

We may share your information only in the following limited circumstances:

With Your Consent: When you explicitly authorize us to share specific information

Service Providers: With trusted service providers (like Firebase) who assist in operating our App

Legal Requirements: To comply with applicable laws, regulations, legal processes, or governmental requests

Protection of Rights: To protect the rights, property, or safety of RANDY TECHS, our users, or the public

Business Transfers: In connection with a merger, acquisition, or sale of assets (users will be notified)

8. Your Rights and Choices

8.1 Access and Update

You can access and update your account information at any time within the App settings.

8.2 Account Deletion

You have the right to delete your M-Agent account and associated data. To request account deletion:

Contact us at randytechs.gh@gmail.com with your deletion request

Upon deletion, we will remove your personal information from our active databases within 30 days, except where we are required to retain certain information for legal or security purposes.

8.3 Data Portability

You may request a copy of your personal data by contacting us at the email address below.

8.4 Revoke Permissions

You can revoke accessibility permission or other app permissions at any time through your device's Android Settings > Apps > M-Agent > Permissions. Note that revoking accessibility permission will prevent the App from functioning properly.

9. Children's Privacy

M-Agent is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information.

10. Data Protection (Ghana)

RANDY TECHS complies with the Ghana Data Protection Act, 2012 (Act 843). As a data subject under Ghanaian law, you have rights including:

The right to be informed about data collection

The right to access your personal data

The right to rectification of inaccurate data

The right to erasure (deletion) of your data

The right to object to data processing

To exercise these rights, please contact us using the information provided below.

11. International Data Transfers

Your information may be transferred to and stored on servers located outside Ghana, including servers operated by Firebase (Google) in various global locations. We ensure that such transfers comply with applicable data protection laws and that your data receives adequate protection.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. When we make changes:

We will update the "Last Updated" date at the top of this policy

We will notify you through the App or via email for significant changes

Continued use of M-Agent after changes constitutes acceptance of the updated policy

We encourage you to review this Privacy Policy periodically.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

RANDY TECHS

Email: randytechs.gh@gmail.com

WhatsApp: +233 53 048 9702

Address: Accra, Ghana

For data protection inquiries specific to Ghanaian law, you may also contact the Data Protection Commission (Ghana) at: https://www.dataprotection.org.gh

14. Consent

By creating an account and using M-Agent, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your information as described herein.

End of Privacy Policy